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Boat Insurance - Peace of Mind for Your Marine Adventures

By John Gibb

As with all vehicles a boat is legible for an insurance policy, under the Marine Insurance Act. While some small boats kept on your premises can be covered by home insurance, Marine insurance can cover not just a seafaring boat but also the goods, as throughout marine history ships have been lost with very expensive cargoes aboard, due to the dangerous nature of sea voyages.

Boat insurance is often cheaper than car insurance especially for a small boat. A comprehensive plan will cover damage to the hull, the machinery and the parts. It is also worth checking if the plan covers theft, injury and any specialist equipment on board like fishing tackle.

Insurance varies a lot depending on the boat. Narrow boats, speedboats, dinghies, yachts, rowing boats and motorboats all have different systems for working out a quote. A fibreglass boat (usually GRP, glass reinforced plastic), like most speedboats, is in a higher insurance band than a wooden or steel boat such as a narrow boat. This is because fibreglass hulls can be damaged or dented very easily while steel hulls for example are very hard to cause any significant damage to. You can get cheaper insurance for diesel powered boats, as they are less likely to explode, and also for using coast guard approved fire extinguishers. A certification in a boat safety course may also reduce insurance.

It also depends on where you intend to sail the boat. The boat will be in a different insurance category depending on whether you intend to sail it in canals (least expensive), rivers, lakes and tidal waters (more expensive) and the ocean.

There are also insurance policies for special circumstances. You can have a boat insured for damage while it is being built, or for a vessel sailing into a war zone or terrorist associated waters, or for specific cargoes such as highly perishable goods that may fail due to delays.

About the author

John Gibb is the owner of Boat insurance guidance
For more information on the Boat insurance check out http://www.boat-insurance-guidance3k.info
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Tips On sea doo sea scooter

A boatyard tends to be used by people who wish to refit or repair their boat whilst it is not on the water. They can also be used in some cases for winter storage if your boat has been on a swinging mooring in the summer. Many boatyards have their own workshops and will carry out repairs on your behalf. Facilities may not be as good as those in a marina, although with a greater provision for residential moorings the standard won't be bad.
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Most monohulls larger than a dinghy require ballast, depending on the design ballast will be 20 to 50 percent of the displacement. The ballast is often integrated into their keels as large masses of lead or cast iron. This secures the ballast and gets it as low as possible to improve it's effectivness. External keels are cast in the shape of the keel. A monohull's keel is made effective by a combination of weight, depth and length.
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Marinas are the top of the range as far as moorings are concerned. Moorings in a marina tend to provide deep water throughout the day and therefore a jetty or pontoon is provided so that you can walk to your boat without getting wet.These are known as Pontoon Moorings. They will also provide most of the facilities that you require whilst using your boat. These may include showers and toilets, chandlery, parking, cafe and even a clubhouse. The security provided by a marina will be good and in many cases will include electronic access gates and CCTV camaras.
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Boating, Sailing And Marine News From Around The World

Piracy Attempts On Cruising Yachts - Analysis of the 1st 9 months of 2007.

Fri, 16 Nov 2007 16:04:23 +0200
This analysis of reported attempted attacks on Yachts sailing the world has been carried out by Cruiserlog Moderators in order to evaluate the events/incidents from a cruisers point of view. It is not meant to be a criticism of the ICC International Maritime Bureau's Piracy Report Center's Q3 report for 2007. They receive reports from ships, boats and yachts and précis these for publication in their weekly piracy report which is then widely circulated. It is probable that the IMB is not able to check the veracity of the initial incident, therefore having to accept it at face value even though it may sound incomplete, inaccurate or even exaggerated.

Details ...

To All Cruisers - Information On Cruising Expenses.

Sat, 22 Dec 2007 20:35:45 +0200
This is not "how much does it cost to cruise." This isn't "How much did you spend in Fiji?" This is, "what do you spend on a monthly or weekly basis in the various ports while cruising?" It doesn't have to be exact, and shouldn't be overblown, but this is intended to buttress the arguments of many destination-based businesses that cruising sailors are good for the local economy. This is a subject near and dear to my heart, because it isn't just Fiji who discounts the cruising sailor as a benefit to the economy, and it's the powerful resorts who get the ear of government in most economies dependent upon the tourist dollar.

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Boating Books Make Great Gifts

Stumped on gift-giving ideas? If you know a boater, boating books or magazines make great gifts that will be enjoyed for years to come. Here are few literary...

Sailing Crew Wanted from Fiji To Auckland In November.

Fri, 14 Sep 2007 12:05:14 +0200
2 sailing crew (preferably a couple) required to join us for a few days cruising in Fiji prior to sailing from Lautoka (Fiji) to Bay of Islands and then on down to Auckland.

Full details ....

posted by WhaleboatMariner @ 2:39 PM