Boating Info
Latest Marine ArticleBoat Loans - Obtaining the Best Rates
By David Faulkner
Having a boat is a dream that many men secretly nurture. It's one of the major purchases anyone can make, probably as important as buying a home! A car is something that everyone needs to buy, but a boat is already considered a luxury.
The major decision to purchase a boat brings about the question of how you are going to pay for it. It's good if you can pay in cash, but oftentimes, this is not the case. It is a relief to find out that you can now avail of boat loans to pay for your boat purchase. If you look around, you may be able to scout for the best competitive interest rate in town.
The local bank is the primary institution to obtain boat loans. It offers competitive interest rates and if you are a valued client, you may even be granted preferential rates that may either be fixed or variable for a term of six months. The loans officer of the bank will require you to submit documentary requirements before processing boat loans.
Aside from the bank, a credit union is also an ideal source for boat loans. If you happen to get rejected by the bank, or if the bank rate does not suit your budget, the credit union may just have something for you. It caters to almost all types of land and water vehicles and they can offer competitive rates as a come-on to would be clients. You may make inquiries on boat loans over the phone by talking to the loans officer.
Boat distributors may also offer boat loans with special terms. This alternative seems to be the best arrangement because you get to finance the purchase of your boat and obtain a warranty and maintenance for the same from just a single location.
Processing of boat loans entails evaluation of the loan clients and thus may take a longer time to be released. However, the savings you can get out of minimal interest rates is worth the wait. Canvassing interest rates at other sources can help you secure the best boat loans deal to suit your budget.
About the author
You can also find more info on Boat Insurance and Boat Lifts. Boatupgrade.com is a comprehensive resource to know about Boat Accessories Like Covers, Lifts, Storage and more.
Article Source: http://EzineArticles.com/?expert=David_Faulkner
Hints On jet boat
Some of the more advanced inflatable boats, like Zodiac's Fastroller, feature a special High-Pressure inflatable air floor. Made of two layers of fabric, connected by thousands of tiny "drop stitches", this floor can be inflated to a high pressure, creating a floor with rigidity equal to sheet of plywood a fraction of the weight. Best of all, they can be completely deflated and stowed in only minutes without removing any parts. This high pressure air floor is softer on knees and backsides too.
Day sailing yachts are usually small sub-20-feet (6 m) in length. Sometimes called dinghies, they often have a retractable keel, centerboard, or daggerboard. Most day sailing yachts do not have a cabin, as they are designed for hourly or daily use and not for overnight journeys. At best they may have a 'cubby', where the front part of the hull has a raised solid roof to provide a place to store equipment or to provide basic shelter from wind or spray.
Buy a cheap ski boat at our store.
More Boating, Sailing And Marine Info
Extreme Elements - Adventure sports travel & news
8 Feb 2008 07:00:03 +0200
Enjoy an ideal playing ground both for novice and expert windsurfers.he environment alone offers a healing respite, with the low humidity, seawater, sun, and black sands surrounding the senses like the mountains surround the city.
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8 Feb 2008 07:00:03 +0200
The SEO Shop is an Expert SEO site providing full service SEO solutions, ranging from turnkey concept, design, optimize and maintenance packages to SEO consulting services.
Hurricane Ike Could Be Worse Than Katrina
Although Hurricane Ike is still only a Category 2 storm, the National Hurricane Center predicts that as the storm's eyewall collapses and it continues over warmer waters, Ike may intensify...
jet ski
Boating Resources
Boating Information ArticleLearn About Boat Financing So You Can Finance the Boat of Your Dreams
By Charlie Johnson
Understanding what's involved in boat financing can help you get better loan
terms and a better boat for less money that you would have otherwise. Who
doesn't want to get more boat for less money?
Financing your boat purchase is a lot like financing your house or car purchase.
It's a huge financial committment and not one that should be taken lightly at all.
You'll want to use a lending company that has experience in financing boats so that
they can deliver quality service to you and help you get what you want for the money
you want to spend.
A knowledgeable lender will help you determine if the boat you are considering
purchasing is even worth the price being asked.
Just like you would for the boat itself you want to shop around and check out
various lenders that may be able to help you with your boat financing. You'll
find that all boat lenders are not created equal.
You want to get the best interest rates, loan terms and advice that's available.
Know yourself when you begin looking for boat financing. What do I mean by this?
I mean know your credit history, for starters. Knowing your credit history and
credit score will really help you get the best terms you can get. If you have
a great credit score, this is a big advantage in your favor when shopping for
the best terms on your boat financing.
Your current employment will also play a big role. The longer you've been at
your current job and the more stable that job is, the better financing you'll
be able to get for your boat.
About the author
For more information check out Charlie Johnson's site http://www.theboatingexpert.com for tons of free articles and information on boating, including a free report, 'Tips, Tricks & Resources for Financing the Boat of Your Dreams!' For lots of free information on boating accessories, check out http://www.theboatingexpert.com/accessories
Article Source: http://EzineArticles.com/?expert=Charlie_Johnson
Tips About outboard jet boat
The use of a jet ski or any other personal watercraft is often limited by state or local laws. There may be helmet, age and flotation device regulations as well, so jet ski owners should always check before putting their PWCs in unfamiliar waters. Speedboats and other large recreational watercraft often cannot avoid collisions with smaller jet skis. Irresponsible actions on a jet ski can also lead to dangerous encounters with swimmers and traditional water skiiers. There is also a temptation for some jet ski drivers to deliberately drive through the wake of larger boats.
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Personal water craft are small, fast, easily handled, fairly easy to use, affordable and their propulsion systems, which do not have external propellers, making them safer for swimmers and wildlife. For these reasons, they are used non-recreationally in preference to small motorboats.
Buy a jet skis at our store.
Boating, Sailing And Marine Stories
Sailing crew wanted from Darwin to Singapore and Malaysia
Mon, 13 Aug 2007 19:28:24 +0200
42' racing yacht genre, sailing 1st of September from Darwin, Australia to Singapore and Malaysia needs sailing crew.
Full details ....
Seasickness?
Mon, 6 Nov 2006 20:08:44 +0200
Use the original Sea-Band for seasickness while out sailing - The Sea-Band has been clinically tested against nausea and vomiting in travel, helping combat seasickness. It's also been proven to be effective in pregnancy, anaesthesia, chemotherapy and all conditions which induce nausea.
Details.....
Blue FPT takes Round Britain lead
Fiat powered racer leaps ahead.
Delivery Yachtsman Freed In GibraltarMon, 20 Aug 2007 11:06:39 +0200
2 months in jail I believe and I can't imagine how much pain and money this cost him and his sailing crew. What a nightmare situation to find oneself in when you thought you were doing something relaxing and enjoyable.
Full discussion ....
Sailing through the Panama Canal - lessons learned.Sat, 23 Jun 2007 17:55:05 +0200
We had heard a bunch of horror stories about sailing a yacht through the Panama Canal, but we just went across last week and had no problems. If you are doing the transit from North to South (Caribbean to Pacific), here are some tips:
Full discussion .....
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Labels: buy boat | powerboats | speed boats
